Many people do not realise that the safety level of each driver impacts his overall
car insurance rates. However, it is true that insurance companies assess the risk factors associated with each driver when issuing a quote. Because of this, it can actually pay to be a safer driver. If you are already a British driver, you probably have an advantage over drivers in many other countries. Britain's driving examination is considered one of the most strenuous and hardest to pass in the world. Even if you have been a British driver for a long time, understanding the exam can make you a safer driver, positively impacting the numbers you receive with an
online car insurance quote. Below you will find some of the criteria used by British driving examiners. Before you request an insurance quote, use this inside information to make yourself the safest driver possible.
Categories
While countries like the United States might be a bit lax in their driving standards, British driving examiners definitely care about safety. In fact, Britain requires that every candidate be assessed in 25 different categories to determine their fitness to operate a vehicle. These categories cover everything from vision, operating vehicle controls, signalling, speed, turning, stopping, following and dealing with pedestrians. There is even a category that addresses environmental concerns while driving, such as giving the vehicle too much petrol, creating unnecessary emissions. The examiner combines each category, providing an assessment in each area that leads to an overall score. While making some mistakes won't disqualify a driver for a license, severe and repeated errors in numerous categories can lead to a failing score.
Using the Test to Improve Driving Safety
Becoming familiar with the British driving test can be a good preliminary step to getting a
free car insurance quote. One of the most basic things drivers can do is get a copy of the requirements and study them. While implementing all 25 categories at once can be overwhelming, it is certainly doable to pick one section and focus your attention on improving in that area. The second section of the British test deals with the emergency stop, for example. A trained examiner would watch to make sure you were keeping a tight grip on the steering wheel, stopping at an appropriate distance and maintaining control of the vehicle during the stop. This is a fairly simple process to practice and can improve your overall driver safety level. After you have mastered the emergency stop, you can move on to internal controls and parking. It's also important to study basic information about your car, like where in the manual you would find the correct tyre pressure.
Safe driving matters to everybody on the road. Not only will it impact your everyday driving experience, but driving safer can lower insurance premiums. Even if you already are a licensed driver in Britain, studying the strenuous requirements to pass the exam can help you become a safer driver, ultimately leading a lower car insurance quote.
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